Your credit score is a number between 1 and 1000 that indicates how likely you are to pay your bills on time. The higher the score, the better your credit rating is. If your score is low, companies may be reluctant to lend to you or may charge you a higher rate.
Get a free copy of your personal credit report from Centrix to understand more about what’s affecting your score and how you can improve it. Centrix is New Zealand’s only locally owned consumer credit bureau with 95% of credit active Kiwi’s in our database.
Fill in the details below to receive a free copy of your credit report. If you supply a current driver’s licence, your application will be processed as soon as possible, generally on the next working day. If you supply another form of ID, your credit report will take 5-10 working days.