Enhance your lending decisions with Comprehensive Credit Reports (CCR)
Centrix Comprehensive Credit Reports (CCR) help registered Financial Services Providers to make quick and confident risk assessments, while complying with the latest regulations. We hold the most comprehensive consumer credit information database in New Zealand – with credit information for over 4 million Kiwi consumers (95% of the adult population) and many credit-active businesses. This information is sourced from credit providers, third party data sources and debt collection agencies.
Comprehensive Credit Reporting (CCR) is available as an enhancement to consumer credit reports.
You’ll be able to view defaults, enquiries, any company affiliations the individual has and insolvency records. You’ll also receive an easy-to-read credit score that provides a snapshot of an individual’s
creditworthiness – the lower the number, the higher the risk.
Using our in-depth CCR reporting, you can accurately assess a customer’s financial position, simply and easily in a simple report. The level of detail contained in a CCR report helps you to comply with many regulations and offer a streamlined application process (which means less paperwork for you), and faster, more reliable approvals for your customers.
In addition, CCR provides an enhanced view of a customer’s credit profile, including up to 24 months repayment history along with the account type, credit limit amount and account status.