Using BrokerCheck, you can access Comprehensive Credit Reporting (CCR) data in our consumer credit reports. You’ll be able to view defaults, enquiries, any company affiliations the individual has and insolvency records. You’ll also receive an easy-to-read credit score that provides a snapshot of an individual’s creditworthiness – the lower the number, the higher the risk.
In addition, CCR provides an enhanced view of a customer’s credit profile, including up to 24 months repayment history along with the account type, credit limit amount and account status.
Note: There is no impact to a customer’s credit score for using BrokerCheck to make an enquiry. Brokers must be a registered Financial Services Providers to access Comprehensive Credit Reporting (CCR).
Other BrokerCheck services include:
Centrix SmartID is a consumer identification service that enables fast, seamless onboarding of new customers and helps you comply with Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT) New Zealand legislative requirements.
Business credit reports
Centrix Business Credit Reports give you comprehensive business credit data to assess the risk of new customer account applications and new supplier arrangements. The reports give you deep insights into a company’s past credit behaviour, delivered in an easy-to-read format.
You can customise your report to include:
- Director’s consumer file (with consent)
- Beneficial Owners Report and corporate family tree to easily understand the company shareholding structure
Beneficial Owners Report (businesses)
A beneficial owner is an individual who owns or controls more than 25% of a company’s shares or voting rights or exercises control over the company without being listed as an owner. Our report breaks down multiple layers of company ownership to understand what percentage of a company or asset benefits an individual to assist you to comply with the Anti-Money Laundering (AML) and Countering Financing of Terrorism (CFT) New Zealand legislative requirements.
Get credit reports online
To get CCR credit reports and run pre-approval credit checks on your clients, click here. Questions? Call us on 0800 236 874 or email firstname.lastname@example.org with any queries.