Reduce your risk
Centrix credit reports help you reduce risk when lending to consumers or businesses, or providing goods and services on account, to be paid for at a later date.
Since 2009 we’ve been helping Kiwi businesses of all sizes to make quick and confident risk assessments, whilst complying with the latest regulations. We hold the most comprehensive consumer credit information database in New Zealand – with credit information for over 4 million Kiwi consumers (95% of the adult population). This information is sourced from credit providers, third party data sources and debt collection agencies.
Our Consumer Credit Report helps you make informed decisions about new and existing customers, and company directors. You’ll be able to view defaults, enquiries, any company affiliations the individual has and insolvency records. You’ll also receive an easy-to-read credit score that provides a snapshot of an individual’s creditworthiness – the lower the number, the higher the risk.
Eligible businesses can participate in CCR (Comprehensive Credit Reporting), for an enhanced view including up to 24 months repayment history along with the account type, credit limit amount and account status.