Consumer Credit Report

Make fast and accurate credit decisions

We have the largest dataset in New Zealand with credit information on 95% of credit active Kiwis. This information is sourced from credit providers, third party data sources and debt collection agencies.

Our Consumer Credit Report helps you make informed decisions about new and existing customers. For eligible subscribers, the report includes up to 24 months repayment history along with the account type, credit amount and account status. You’ll be able to view company affiliations and insolvency records. You’ll also receive an easy-to-read credit score that provides a snapshot of an individual’s creditworthiness – the lower the number, the higher the risk.

Consumer Credit Reports also include optional drivers licence verification and court fines at no additional charge.


The Centrix analytics team can help you develop a strategy to maximise approved applicants and make faster, more accurate decisions.

  • Make quick decisions with real-time data
  • Say “yes” to your customers quickly
  • Manage your risk
  • Take on more good customers
  • Set the right credit terms for each customer
  • Consistency across the assessment process

To learn more or talk to our team about an integrated solution, get in touch 0800 236 874