Consumer Credit Report Pricing

To access someone else’s consumer credit report, you need their permission first and can set up a Centrix ‘pay-as-you-go’ account to order. There is no joining fee to open an account and there are no annual fees. Simply pay for what you use. You can cancel your account at any time.

If you want to see a copy of your own personal credit report visit here.

All prices exclude GST.
Landlord reports $12.00 including GST and credit card fee.
Are you looking for Business Credit Reports? See pricing here.

All consumer credit reports include

A credit score

Make smarter decision with a comprehensive data-based credit score that gives you a snapshot of a customers creditworthiness. That is, their ability to pay their bills on time based on their payment history. The lower the credit score the higher the risk.

Comprehensive credit data

Access comprehensive information on past credit enquiries, defaults and payment data from credit services including the NZ companies Office and debt collection agencies.

Information at a glance

Top-line data is outlined in a sample table for assessment at a glance. The report also includes a summary frequency and time frames of credit inquiries including the Personal Property Securities Register (PPSR).

Why a credit report makes sense:

Every individual and business has a credit score between 1 and 1,000 based on their credit payment history. Reviewing a consumer’s credit score prior to extending credit to them gives better visibility of how likely they are to pay on time.

  • Know the risk – you’re 15 times more likely to be paid on time by a company or person with a high credit score, then a low one
  • Make quick decisions with real-time data
  • Take on more good customers
  • Manage your risk
  • Set the right credit terms for each customer
  • Say “yes” to your customers quickly
Find out more about consumer credit reports and view an example here

Have a question? Get in touch.