Centrix in the media

6 October 2021 Posted by: Sarah Brown News

Recent online media coverage featuring Centrix insights or commentary:

March 2026

Auckland cafe Luna All Day racks up alleged $620,000 tax bill (NZHerald)
Shift Towards Due Diligence as Credit Risks Increase in Construction Sector (infonews)
Auckland Asian-fusion bakery Luna All Day goes into liquidation (NZHerald)
Shift Towards Due Diligence As Credit Risks Increase In Construction Sector (Business Scoop)
The price of instant gratification (Newsroom)
Business liquidations continue to rise (Otago Daily Times)
The businesses failing most frequently and what can you do to avoid joining them (RNZ)
Buy now, pay later hardship increases after new regulation (Newsroom)
Car loan defaults at two-year high (AutoFile)
How to stick it out when economic times get rough (RNZ)
Kiwis managing their money ‘quite well’ as arrears begin to dip year on year (NewstalkZB)
Company liquidations still rising – Centrix (BusinessDesk)
Record personal loan strain exposes hidden risks in NZ credit boom (NZ Advisor)
Personal loan arrears hit 10-year high as people struggle to meet repayment obligations (RNZ)
Personal loan arrears reach highest level in a decade (NZHerald)
Inland Revenue behind most company liquidations, and switching between big 4 banks a key mortgage market driver, Centrix says (Interest)
Credit demand surges as lending activity rebounds (AutoTalk)
The Tipping Point: Cheapskates bows out as Wellington’s indie retail scene struggles (The Post)
Personal loan arrears hit highest level in a decade: Centrix data (The Post)
The Tipping Point: Cheapskates bows out as Wellington’s indie retail scene struggles (Waikato Times)
Personal loan arrears hit highest level in a decade: Centrix data (Waikato Times)

February 2026

Has the economy turned a corner? New Centrix data reveals all (NZHerald)
Insolvencies Hit Highest Annual Level Since The GFC (Business Scoop)
Christchurch townhouse building company goes under with big tax debt (The Press)
IRD crackdown on unpaid tax debt plunges more businesses into liquidation (Waikato Times)
IRD crackdown drives liquidations to 15-year high (Human Resources Director)
Construction sector audits uncover $10m in unpaid tax (The Post)
‘Glimmer of hope’, but data reflects retail sector uncertainty (Inside Retail)
Mixed Data Provides Ongoing Uncertainty About Recovery (BusinessScoop)
Vehicle loans feel squeeze (AutoFile)
Retail spending rose 0.6% in January despite ‘sobering’ rise in unemployment (ThePost)
Mount restaurant closes up, in liquidation (SunLive)
Transport company failures up 27% year-on-year (TransportTalk)
NZ company liquidations 2025: Highest number of failures since 2010 (The Post)
Credit bureau Centrix says there were nearly 3000 company liquidations last year – the most since 2010 in the wake of the Global Financial Crisis (Interest)
Demand for consumer credit rises as mortgage applications, personal loans increase (RNZ)
Consumer credit demand surges despite inflation rise (AutoTalk)
Industries that bore the brunt of 2025 liquidations, and the one sector that bucked the trend (BusinessDesk)
The ‘year of the refix’ not over yet, as rates start tracking up (NBR)
Demand for consumer credit rises as mortgage applications, personal loans increase (Evening Report)
Another Wellington hospo business announces closure (Stuff)

January 2026

Liquidators of long-running Timaru business yet to obtain payment for two large projects (The Press)
Revealed: NZ towns where clients can ditch the mortgage fast (NZ Advisor)
Wellington hospitality stalwart announces closure after 25 years (Stuff)
Thinking of building this year? Here’s what you need to know (The Post)
Auckland restaurant Jadetown Uyghur Cuisine closing its Mt Eden premises amid liquidation (NZ Herald)
One week, 22 construction firm liquidations (The Press)
Auckland hospitality crunch: Trident’s Little Sicily in Onehunga to close its doors (NZ Herald)

December 2025

Car loan arrears steady (AutoFile)
Past due mortgage holders track down to about 20,000 (NBR)
Official Cash Rate cuts: Mortgage arrears at two-year low after OCR cuts (NZ Herald)
Consumer and business credit demand improves again in October (RNZ)
Centrix delivers some pre-Christmas cheer with data showing loan arrears are easing (The Post)
Vehicle financing steady as consumer credit surges following OCR cuts (AutoTalk)
Renewed Calls to Support New Zealand Made (Restaurant & Café)
Economic recovery remains fragile (Business Scoop)
The unavoidable reason New Zealand will need to tax capital – Inside Economics (NZ Herald)
IRD Covid loan defaults hit $447m as 20,000 small firms fall behind (NZ Herald)
Hamilton delivery firm collapses owing over $500k to bank and IRD (Waikato Times)
Auckland developer Chenyang Wei put into receivership owing over $10m (BusinessDesk)
NZ mortgage refinancing surges as arrears hit two‑year low – Centrix (NZ Advisor)
Unsecured creditors of Mackenzie tyre company not likely to see any money (The Press)
Call to back firms (Otago Daily Times)
Quite a few green shoots! (Kiwi Blog)

November 2025

Loan arrears ease despite economic strain (The Post)
Company liquidations up 26 percent despite improving credit trends (RNZ)
Treasury’s desperate warning to act on Superannuation challenge, plus … are things getting better? – Inside Economics (NZ Herald)
Company liquidations up 26% despite improving credit trends (NZ Herald)
Vehicle loan arrears ease, transport liquidations surge (AutoTalk)
Transport firms squeezed as liquidations continue (TransportTalk)
Transport sector liquidations soar (Autofile)
Amaia apartment builder appoints liquidator, BDO now on Beachcroft Residences (NZ Herald)
A “grim” time is a good time to stop vanity projects (NZ Truck & Driver)
Favourable’ signs for the economy as lending rises and missed payments fall (NewstalkZB)
Rise in lending shows economy is heading in the ‘right direction’ economist (NewtalkZB)
Early Edition with Ryan Bridge Full Show Podcast: 04 November 2025 (NewtalkZB)
RNZ Pacific news at 10am for 4 November 2025 (RNZ)
They’ll buy dinner, but no drink’: Hospo doing it tough as cost of living crisis bites (Stuff)
Mortgage confidence rebounds as credit conditions improve (NZ Advisor)
No money for creditors owed more than $1.9m by Fairlie building firm (The Press)
Credit recovery signs emerge as auto lending grows (AutoTalk)

October 2025

Transport among the worst for liquidations but volumes are up at Port of Auckland Posted (NZ Truck & Driver)
Loan Direct Urges Borrowers to Review Existing Loans as Cost Pressures Peak Ahead of Christmas (infonews.co.nz)
Rising Arrears Signal Mounting Financial Stress For Kiwi Households (Business Scoop)
Auckland’s yum cha restaurants running out of steam (Radio NZ)
Restaurant Association warns cost pressures squeezing hospitality profits (NZ Herald)
Understanding Your Options When Looking for a Personal Loan (infonews.co.nz)
Devastated … I really tried’: The emotional toll of going out of business in ‘shocking’ economy (Stuff)
The Panel with Heather Roy and Tim Batt, Part 2 (RNZ)
Six ways to make most of your credit card (RNZ)
Auckland restaurant Sidart owes former owner almost $1m after going into liquidation (NZ Herald)
Understanding Your Options When Looking For A Personal Loan (Auckland Scoop)
One Simple Move Can Unlock Thousands By Christmas (infonews.co.nz)
Rising Loan Arrears Prompt Loansmart Founder To Urge Kiwis To Restructure Smarter Before Christmas (Business Scoop)
Loan arrears ease despite economic strain (The Post)
Company liquidations up 26% despite improving credit trends (1news)
Treasury’s desperate warning to act on Superannuation challenge, plus … are things getting better? – Inside Economics (NZHerald)
Daily Dispatch: Wall Street is coasting to another winning month (ThePost)

September 2025

Centrix: Kiwi lending surges, arrears still a concern (NZAdvisor)
Gas used by Methanex needs to be redistributed, says building industry (RNZ)
Call for govt to redistribute gas supply (Otago Daily Times)
International tourist numbers continuing to climb to pre-Covid levels (Herald NOW)
Banks didn’t pass on the full Official Cash Rate cut … is that fair? – Inside Economics (NZHerald)
Opinion – Amazon gives up building its own Auckland data centre, as power prices soar (RNZ)
Slow-motion energy crisis: call for govt to redistribute gas supply (Farmers Weekly)
What’s really going on with the housing market?
Good builder or good business? Why householders need both (The Press)
Tariffs, interest rates, cost of living pressures still battering SMEs (The Press)
Low CX investment puts NZ business growth at risk (NZHerald)
Economic crunch claims another Wellington cafe as Caffeinated Dragon Games announces closure (NZHerald)
‘Our cup is empty’: Economic crunch claims another popular cafe (NewstalkZB)
Is Auckland a financial hellhole and is the grass actually greener elsewhere to get ahead? (The Post)
Fewer households behind on mortgages but company liquidations jump (The Press)
Credit bureau Centrix says new mortgage lending and refinances bright spots in a still-gloomy picture (interest)

More people get mortgages approved as another OCR cut expected (NewstalkZB)

Centrix Credit Report: Car loans improve (AutoTalk)

Sharp rise in business closures prompts fresh call to back local (Chris Lynch – Christchurch Newsroom)

Mortgage lending activity on the rise as homeowners shop for the best deals (NewstalkZB)

Mortgage defaults improve while lending rises (GoodReturns)

Business closures prompt renewed calls for urgent local support (Building Today)

Major rise in company liquidations (Otago Daily Times)

Mortgage defaults improve while lending rises (NZ Mortgage Magazine)

Palmerston North Cafe Cuba’s $1.5m tax bill; local business snaps up its assets (NZ Herald)
Business Closures Now A Daily News Story – Renewed Calls For Urgent Local Support (Business Scoop)

More companies into liquidation after increased enforcement by IRD (1News online)

More companies going into liquidation after increased enforcement by IRD (RNZ)

August 2025

National Party Conference – Homelessness, poverty, rigging the election and an imploding economy – the bitter harvest of a right wing ideological experiment (The Daily Blog)
Car finance figures plateau (AutoFile)
Vehicle loan arrears improving (AutoTalk)
Liquidators looking for buyer for Wellington events company Hiremaster (BusinessDesk)
Companies that fail to hand over GST and PAYE in the spotlight (The Press)
Construction sector activity at six-year low, 16,000 jobs lost in past two years alone (NZHerald)
Construction sector on track for 2026 recovery, despite falling revenues (RNZ)
Popular cafe forced to close as business is placed in liquidation (NewstalkZB)
Consumer debt dips to $14.5b but 470,000 Kiwis are behind on payments (NZ Herald)
478,000 Kiwis Behind On Repayments As Financial Hardship Persists (Business Scoop)
Almost 20 percent increase in hospitality businesses closing with 2500 gone (RNZ)
‘A lot of pain’: More than 2500 hospo businesses gone (Otago Daily Times)
Almost 20% increase in hospitality businesses closing with 2500 gone (Stuff)
Capital rebound may have begun, even as celebrated brew bar reports startling fall in business (Stuff)
It’s hard to remember a more difficult time for the hospitality industry – Editorial (NZHerald)
Capital rebound may have begun, even as celebrated brew bar reports startling fall in business (Stuff)

It’s hard to remember a more difficult time for the hospitality industry – Editorial (NZHerald)

Increase in pressure on household budgets across New Zealand as consumers cut back on discretionary spending (NZHerald)
Centrix says 478,000 people behind on payments this June quarter, hospitality sector one of the most vulnerable industries in current economic climate (interest.co.nz)
Mortgage arrears: 21,600 home loans were past due in the June quarter, according to credit bureau Centrix (interest.co.nz)
Average home loan passes $500,000 as size of first home-buyer loans nears historic peak (The Post)
Consumer debt issues down, but liquidations up (RNZ)
“Continuing trend of improvement” as rate of late payments falls slightly (NewstalkZB)
More mortgage loans tip into non-performing group (Good Returns)
More mortgage loans tip into non-performing group (The New Zealand Mortgage Mag)
Mortgage arrears ease as credit demand and business stress persist (NZA)

July 2025

Customers weighing up worth of insurance to battle rising costs (RNZ)
Some Kiwis considering ditching insurance due to rising costs (RNZ)
Specialist lenders respond as financial hardship cases rise in June (NZA)
Size of vehicle loans grows (Autofile)
Why the Reserve Bank is tipped to pause rate cuts (Stuff)
Mortgage arrears still challenging (Good Retuns)
Mortgage arrears still challenging (The New Zealand Mortgage Mag)
Tātau Tātau O Te Wairoa Calls For Urgent Government Investment Following Alarming Arrears Statistics (Community Scoop)
As house prices drop, will the retirement nest egg still be such a safe bet? (Auckland News)
Claire Dale says changes to KiwiSaver, global economic uncertainty and predictions house prices could drop by as much as 20% by 2030 all mean retirement is looking very different to how it once did (interest.co.nz)
With falling house prices, fewer retirees can rely on their home as a nest egg (1news)
As house prices drop, will the retirement nest egg still be such a safe bet? (RNZ)
Loan Arrears Still a Big Concern for Kiwi Households (infonews.co.nz)
MPs deluged with tales of irresponsible lending (The Post)
As Kiwis battle rising electricity bills, campaigners call for change – Power to the People, part 1 (NZHerald)
‘We are suffering’: Solo mum used Afterpay for food after power bills chewed up benefit (NewstalkZB)
Company liquidations still on the rise – when will they fall? (NewstalkZB)
Household debt easing but businesses still doing it tough (1News)
Company liquidations on the rise as the IRD ‘tidies up’ historic debt (NewstalkZB)
Financial hardship cases rise (Stuff)
Auto loan arrears dip but defaults still elevated, Centrix finds (AutoTalk)
Financial hardship cases rise (RNZ)
Finally, some brightness amidst the gloom (Channel Magazine)
Nicola Willis says NZ economy feeling ‘aftershocks of world events’ as more Kiwis struggle to pay bills (NZHerald)
Financial Hardship Cases Up In June, What Does It Mean? Specialist Lenders Break It Down (Business Scoop)
Financial hardship case numbers rise (Otago Daily Times)
So many extreme weather events, but no mention of climate change (The Kaka)
Centrix Credit Indicator reveals hardship on steady rise, more unable to pay bills (NZHerald)

June 2025

How rich is your region? Best credit score, most affordable housing and lowest unemployment revealed (RNZ)
More dealers seeking credit (Autofile)
Roadworks extended, auction fundraiser planned, property asking prices drop (ThePress)
Lotto fever grips New Zealand amid financial struggles and rising living costs (NZHerald)
Is 420 the magic credit score number for a home loan application? (RNZ)
How bad can your credit score get before it’s a problem? (1news)
Financial challenges are ongoing (Channel Magazine)
Mortgage arrears drop in April but financial hardships rise for middle-aged (NZ Herald)
Increase in NZ borrowers in serious arrears as job market stalls (The Post)
Company profits jump (Autofile)
Households boosted by falling interest rates (RNZ)
Consumer arrears fall as company liquidations remain high (NewstalkZB)
Mortgage arrears falling but hardships up (Good Returns)
Builder’s close-call amid depression crisis in construction (NewstalkZB)
Auto lending picks up as consumer credit trends improve (Autotalk)

May 2025

Falling interest rates yet to put dent in mortgage arrears (NZ Herald)
Overdue home loan payments reach eight-year high – Centrix (RNZ)
Overdue mortgage payments hit eight-year high (Otago Daily Times)
Inside Economics: How much Government debt is too much? … plus oil prices plummet (NZ Herald)
Automotive arrears increase (Autofile)
Unemployment freezes while debt stress rises while Reserve Bank warns of global risk (The Daily Blog NZ)

April 2025

Signs of optimism as number of NZers behind on payments falls (BusinessDesk)
Green shoots of optimism as number of Kiwis behind on payments falls (NZHerald)
Mortgage stability marks New Zealand’s economic uptick (NZ Advisor)
Borrowers behind in mortgage payments ebbing (Good Returns)
Arrears on vehicle loans flat (Autofile)

March 2025

Payments arrears spike over the holiday season (The Press)
Distressed home loans reach record highs (The Mortgage Magazine)
Demand for car loans falls (AutoFile)
Mortgage arrears hit 8-year high, liquidations surge 38% (NBR)
Mortgage arrears hit an eight-year high despite falling interest rates (NZ Herald)
New Zealand mortgage arrears hit eight-year high (Stuff)
Liquidations rise 38% led by hospitality and transport sectors (BusinessDesk)
Credit bureau Centrix says 23,700 home loans are past due, a 6% year-on-year increase (Interest.co.nz)
Number of people behind on mortgages at 8-year high (RNZ)
Mortgage arrears at an eight-year high – Centrix (1News)
Distressed home loans reach record highs (Good Returns)
Number of people behind on mortgages at 8-year high (Otago Daily Times)
Auto loan demand down 5.6% y/y in January quarter (AutoTalk)
Financial Hardship At Its Highest Level Since 2020 (Scoop)
KIWI RECESSION: Mortagage arrears at an eight-year high (Property Noise)
NZ faces rising mortgage arrears amid lower interest rates (NZ Advisor)
Mortgage arrears now at an eight-year high (NZ Mortgage Mag)

February 2025

“Hedge your bets”: Mortgage broker advises caution amid OCR uncertainty (NewstalkZB)
“A seasonal thing”: Centrix remains optimistic despite rising consumer arrears (NewstalkZB)
Number of mortgage holders behind in payments up 1,100 in one month (Good Returns)
Vehicle-loan demand slides (Autofile)
Where are the mortgagee sales? (RNZ)
Home loan pain; Auckland worst despite Wellington public sector cuts (The Press)
Centrix report shows 470,000 borrowers in arrears (RNZ)
470,000 Kiwis behind on repayments as festive season spending pushes more into debt (NZ Herald)
Mortgage stress drives 19% spike in financial hardship (NBR)

January 2025

The businesses that didn’t make it through 2024 (MSN)

The thing you should avoid more than any to get your finances back on track (The PRess)

Editorial: Ease this year’s financial worries by planning ahead now (NZ Herald)

Christopher Luxon’s first year as PM and the challenges ahead (NBR)

$300b mortgage debt ‘tsunami’ due to hit this year (NBR)

Company liquidations at 10-year high ‒ will it get worse? (Stuff)

South Canterbury company behind Temuka cafe declared insolvent (The Press)