Can I use your Consumer Credit Bureau Services?

Can I use your Consumer Credit Bureau Services?

September 12, 2016
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You are only permitted to use our consumer credit bureau services if you fall into one of the categories below and the reason for your access is for the corresponding purpose:

Subscriber Category  Permitted Purpose of Access to Consumer Credit Bureau
AML Verification only Verifying the identity of an individual for AML/CFT requirements
Credit or service provider
(or their agent)
  • Making a credit decision affecting the individual, and for directly related purposes (including debt collection)
  • Providing the person with a quotation of the cost of credit
  • Verifying the identity of an individual for AML/CFT requirements
Prospective Landlord
(or their agent)
Assessing the credit worthiness of the individual as a prospective tenant or as a guarantor of a tenancy
Prospective Employer
(or their agent)
A pre-employment check of the individual for a position involving significant financial risk
Prospective Insurer
(or their agent)
  • A decision on the underwriting, or continuation of insurance in respect of a credit related transaction relating to that individual
  • Verifying the identity of an individual for AML/CFT requirements
Debt Collector Enforcement of a debt owed by an individual

There some other permitted purposes (such as where it is necessary to avoid prejudice to the maintenance of law or for the conduct of proceedings) however, these are exceptional cases and if you consider you fall within any of these additional categories, please contact us.

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