How long do you report information on the Consumer Credit Bureau?

How long do you report information on the Consumer Credit Bureau?

January 23, 2017
/ /
in
/
Comments Closed

The Code has set maximum reporting periods, set out below:

Types of Credit Information Maximum Reporting Period
Lost, stolen or compromised identification documents information 5 years from date Of report
Credit application information 5 years from date of application
Credit account information (Other repayment history information) 2 years from date credit account closed
Repayment history information 2 years from month following due date Of periodic payment
Credit default information relating to debtor credit default 5 years from date of default
Credit default information relating to guarantor credit default 5 years from date of notification Of debtor’s default to guarantor
Serious credit infringement information 5 years from date Of action
Credit non-compliance action information 6 months from date Of action
Confirmed credit non-compliance action information 5 years from date Of action
Judgments 5 years from date of judgment
Single bankruptcy 4 years from date of discharge from bankruptcy
Single entry to no asset procedure 4 years from date Of discharge from the no asset procedure
Multiple insolvency events
(as provided Insolvency Act 2006, section 449A)
Indefinite
Summary instalment orders 5 years from date of order
Previous enquiry record 4 years from date of enquiry
Credit score 2 working days from date of creation

Comments are closed.